Laufer Insurance

Empire is excited to begin offering access to new and improved life and disability products from its affiliate Anthem Life & Disability Insurance Company (Anthem Life).  

Available for July 1, 2009 effective dates our new portfolio offers the following enhancements:

Blue branded life and disability products 

Competitive and flexible plan designs including higher maximums and guarantee issue amounts, along with an enhanced selection of standard and optional AD&D and LTD benefits and riders  

Comprehensive, new small group life and disability portfolio in addition to a large group portfolio (life products available to groups with two or more employees and disability products for groups with 10 or more employees). And the good news gets even better.... these products are available for BOTH Small and Large Group business!

• About Anthem Life
• Life & Disability Brochure: Small Group Downstate/Upstate
• Life & Disability Brochure Large Group Downstate/Upstate
• Product Guides0
• Small Employers (Group Term Life, Optional Group Term Life, STD, LTD, Voluntary STD and LTD) 
• Large Employers (Group Term Life,   Optional Group Term Life,  STD, LTD, Voluntary STD, Voluntary LTD, Voluntary AD&D)  

As part of the largest health care insurance company in the nation, Anthem Life often has access to the clinical information needed to process claims quicker-with the employee's authorization, of course. It also means we have access to countless tools and services that can help employees proactively get back to work and back to life. And not only do we actively promote these services, but our case managers and claim specialists are trained to help engage employees in our services.

Don't forget...Groups with 51-250 eligible employees, that purchase dental, vision, life or disability along with their Empire health plan can save on their medical premium with the Empire Savings Program.